3 bed detached house for sale

St. Boniface Close, Bunbury, Tarporley CW6

Shared Ownership

This superb modern home is available to buy from as little as £212,500 with a 50% share!^

An impressive detached home situated in the sought after village of Tarporley, offering well balanced accommodation across two floors. The ground floor comprises a spacious dual aspect reception room, alongside a generous kitchen/dining room extending over 18ft in length. A convenient cloakroom completes the ground floor. Upstairs, the property offers three bedrooms, including a principal bedroom measuring over 14ft in length and with an en suite shower room and a family bathroom. Externally is off road parking and an enclosed rear garden.

St Boniface Close is positioned within the highly regarded village of Tarporley, one of Cheshire’s most desirable locations. The village offers an excellent range of independent shops, cafés, restaurants and everyday amenities, alongside highly regarded schools and a vibrant community atmosphere. The surrounding Cheshire countryside provides an abundance of walking routes and outdoor pursuits, while nearby Bunbury offers further local amenities and traditional village charm.

The property is well placed for commuters, with easy access to the A49, A51 and wider motorway network connecting to Chester, Crewe, Nantwich and Manchester. Crewe railway station is within convenient reach and provides direct services to London Euston.
Pricing & affordability


Full Market Value: £425,000

50% Share Price: £212,500 (rent £486.98pcm)
Minimum 5% Mortgage Deposit (50% share): £10,625
Approximate Service Charges: £58.44pcm*
Lease: 250 years remaining
Eligibility


Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000.
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.
Local area connection

Buyers with a local area connection to Cheshire East will be prioritised and this could be in one of teh following ways:

- Currently lives or has lived within the administrative area of the Council and has done so for 6 out of 12 months or 3 out of the last 5 years; or

- Has immediate family (parent, sibling, child or adoptive parent) who are currently living in the administrative area of the Council and who has done so far for at least 5 years; or

- Has a permanent contract of employment in the administrative area of the Council; or

- Is a member of the armed forces or former service personnel (within 5 years of their discharge) or a bereaved spouse or civil partner or a member of the armed forces leaving services family accommodation following the death of their spouse or partner, or a serving or former member of the reserve forces who needs to move because of a serious injury, medical condition or disability sustained as a result of such membership; or

- Has other significant connections to the administrative area of the Cheshire East Council such that in the reasonable opinion of the hm, they should be eligible for Affordable Housing within the administrative are of the Council

- provided that in the event that no persons are identified who meet any of the above criteria, any person who is assessed to be in Housing Need in accordance with the rpsh’s allocations policy.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

^This house has a 'Mandatory Buy Back' clause in the lease which means that when you wish to sell the property, the Housing Provider has an obligation to buy your share back. If you staircase to 100% ownership at a later date the freehold of the house will not be transferred to you as the Housing Provider will still have an obligation to buy the property back and therefore a lease will remain in place. Please speak to a member of the team for more information.