2 bed terraced house for sale

Truro, Two Bed Shared Ownership Home TR2

Truro, Two Bed Shared Ownership Home

This almost‐new home is brought to the market by Coastline Housing. Built only two years ago, the property benefits from the remainder of an eight‐year building warranty and a 997‐year lease.
On entering the property, there is a small entrance hallway with access to the lounge and stairs to the first floor. The lounge overlooks the front of the property and offers a practical layout, including access to under‐stairs storage. From here, you continue through to the kitchen–dining area.
The kitchen is finished with pale grey gloss units, an oak‐effect worktop and herringbone‐effect flooring. There is space and plumbing for a washing machine, and space for an upright fridge‐freezer. Double doors lead from the kitchen–dining area to the enclosed rear garden, which is laid to lawn and includes a generous patio area. The ground floor also includes a WC and further storage.
Upstairs, there are two double bedrooms. The family bathroom features a classic white suite with a shower over the bath, glass shower screen, hidden‐tank low‐level WC and a handwash basin. It includes a heated towel rail with a chrome finish. The bathroom is tiled with large white tiles and completed with oak herringbone‐effect vinyl flooring. The home comes with an air source heat pump and downstairs underfloor heating. The home is also provided with two parking spaces.
To apply for this home, please register your interest on Share to Buy. If you have already registered your interest on Share to Buy you will have received an email from Coastline’s Sales Team containing the online application form and guidance on the next steps to complete your application.
Coastline’s Sales Team will process applications on a first-come, first-served basis, subject to receiving a complete application.
If you haven't yet registered your interest on Share to Buy, we encourage you to do so now. If homes are still available, Coastline’s team will contact you with the application form and further guidance.

Key features
• Two parking spaces
• Enclosed rear garden
• Sought-after location
• Separate Lounge
• Storage
• Kitchen-Diner overlooking the Garden
• Two good-sized bedrooms
• Air Source Heat Pump and Downstairs Underfloor Heating

Figures
fmv: £255,000
25% Minimum Share: £63,750
Rent pcm: £380.95
Service Charges pcm: £58.51
Buildings Insurance pcm: £18.29

Eligibility
As part of your application, you are required to hold a local connection at least one of the Parishes of Ladock, St Enoder, St Erme, Probus, Grampound with Creed, St Stephen in Brannel and St Newlyn East, with priority being given to applicants in the Primary area of the Parish of Ladock. The local connection requirements are outlined within a planning document issued by Cornwall Council called a “Section 106 Agreement”, which is unique to each new development.
Coastline Housing are responsible for approving your local connection and we will need to have all evidence of this before an offer of a property will be made.
To meet the local connection criteria, you will need to meet one of the following:
A) Lived in one the parishes specified above for a continuous period of at least three (3) years immediately prior to the date of a Housing Application
b) Formerly lived within one of the parishes specified above for a continuous period of 5 years.
C) Your place of work (16 hours or more a week and not including seasonal employment) in one of the parishes specified above for at least three (3) years immediately prior to the date of a Housing Application
d) Have a connection through a close family member (mother, father, brother, sister, son or daughter) where the family member is currently a resident and has been so for a continuous period of at least 5 years immediately prior to the date of a Housing Application and where there is independent evidence that the family member is in need of or can give support for the foreseeable future or on an ongoing basis.
*The local connection criteria does not apply if you are a serving or previously serving member of the regular armed forces or qualifying under any other clause of the Allocation of Housing (qualification criteria for armed forces) (England) regulations 2012.
Proving your connection

So that we can approve your local connection, you will need to provide us with some documents as evidence.
If you are unsure on what you will need to provide, please contact the Sales Team.
Residency (a, b or d) – evidence to cover the relevant period for yourself or close family member**
• Utility bills - One from each year required
• Council tax bills
• Bank/credit card statements - One from each year required
• State benefit book or receipts showing rent paid
• Payslips showing home address - One from each year required
• Written certification from either a solicitor/social worker/probation officer/inland revenue officer/police officer/teacher or doctor
**Please note that if you are using a family connection, you will also need to provide proof of family connection such as birth or Marriage certificates and change of name documentation if applicable.
Employment (c) – evidence to cover the relevant Local Connection period
• Payslips showing employer's address
• Employer’s letter confirming length and terms of employment (including hours worked if applicable)

Particulars
Council Tax Band: B
EPC Rating: B
Tenure: Leasehold
Lease length: 997 years

All Enquiries-
All enquiries received by The Mather Partnership will be forwarded onto Coastline Housing's Shared Ownership department to be dealt with. We will forward all of your details that you provide to us. Alternatively, please contact Coastline direct see photograph labelled "contact info".

Anti Money Laundering Regulations – Purchasers- It is a legal requirement that we receive verified id from all buyers before a sale can be instructed. We will inform you of the process once your offer has been accepted.

Proof of Finances- Before agreeing a sale, we will require proof of your financial ability to purchase. We will inform you of what we require prior to agreeing a sale.

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